foreclosure

May 17 2011

Short Sale Seminar: Avoiding Foreclosure in Western MA

If you are a home owner considering a short sale to avoid foreclosure in Western MA, please be sure to save this date:

June 1, 2011 6:30-7:30 pm

REGISTER HERE

Join Lesley Lambert, REALTOR with Park Square Realty along with Attorney Nyles Courchesne and Sonny Drenen, Accountant to learn all of the steps and implications involved in selling your home with a short sale.

Location: Park Square Realty 44 Elm Street, Westfield, MA

REGISTER HERE

Being in a distressed home situation is difficult, but with the right team, you can succeed in a short sale and move on with your life.

If you are a real estate professional who wants to learn more about this process, you are encouraged to attend, also.

Cost: FREE
No obligation, just education.

Feb 08 2011

Southwick, MA Distressed Property Report

Are you curious about foreclosures or short sale homes for sale in Southwick, MA 01077?

Here is the distressed properties available as of the beginning of February 2011.

Southwick MA Distressed Property for Sale

View more documents from Lesley Lambert.

If you would like to be added to an automated email that will send you a list of all distressed properties available in Southwick, MA or the surrounding areas, please fill out this form:

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Jan 27 2011

Foreclosure Options: Help for Those Fearing Foreclosure on their Western MA Home

: Image by woodleywonderworks via Flickr

Falling behind on your mortgage is one of the most stressful experiences you have. The sense of helplessness is overwhelming at times and you wonder how you will ever solve your financial worries.

With the threat of foreclosure on your Western MA home, you may wonder if there are options or help available to you.

Fannie Mae has put together a new interactive video called “Ways Home” to help homeowners with their foreclosure questions about late mortgage payments, forebearance plans, load modifications and payment plans.

From the site: You’ll play the part of a homeowner—in real-life, everyday situations—who is struggling to make their payments and avoid foreclosure. Make decisions about what you should do, and experience the positive outcomes or negative consequences of the choices you make. Helpful tips and advice are also included along the way.

Click on this picture to be taken to the video:

You will take a short quiz to determine which character you should follow and you will be asked to make various life choices throughout the course of the video. The information offered during this process is valuable to anyone who is in danger of a foreclosure on their Western MA home.

After watching the video, please feel free to call me with questions you may have … I am here to help.

Dec 29 2010

Fence makes bad neighbor in Western MA

: Image via Wikipedia

OK, so it is possible that the following tale was an accident, but I seriously doubt it.

A client of mine is purchasing a home for her children and herself and found a good deal on a bank foreclosure in Western Massachusetts. We have gone through all the hoops and are at the end run hoping to close before the end of the year when we get a call from her attorney telling us that there is a title issue.

It seems that when the survey was done by the bank, it was discovered that the next door neighbor’s driveway and fence is a bit more than three feet onto the property we are trying to purchase.

Well, these things happen, you say (as did I) until we recalled that the driveway and fence in question appear to be brand spanking new.

I am speculating here, but am fairly sure of myself in thinking that these people next door took advantage of the vacant property status to enhance their own property holdings.

My buyer still wants the home, so now we have embarked on an attempt to reach the neighbor to get the proper paperwork signed to protect my buyer from liability, etc.

But seriously, assuming that my guess is right: what gall!

Foreclosure is enough of a problem in your neighborhood without causing easement, title and legal disruptions. Reducing the size of your neighbor’s yard will not increase your property values as their sale is the current comparable for value and if you lower their value you lower your own. If you can’t do the right thing just because it IS, indeed, the right thing, then at least consider your own property values.

Dec 01 2010

Foreclosure Guidance from REALTORS

: Image via Wikipedia

As a member of the National Association of REALTORS, I have access to a lot of helpful information on trends, current events and programs for foreclosure prevention and guidance.

Several of these tools are available to the public, as well. If you are investigating your options in a foreclosure situation, please make sure that you are reading reputable information and speaking with reputable people. It is a sad by product of these times that many seedy people and underhanded companies have cropped up offering loan modification and foreclosure assistance. You must take great care before working with any of them as it could potentially cost you a lot of money, money I would safely presume that you do not have to spend in these difficult times.

First and foremost, your trusted area REALTOR who has extensive experience not only in your marketplace but specifically with short sales and foreclosures is to be leaned upon as a trusted resource. It is our commitment to assist those in need of help during these hard times and for many of us, a source of pride that we are able to, in some small way, give people some much needed help, support and guidance through a very stressful time.

Secondly, use the resources that the National Association of REALTORS makes available to you. This information is factual, trustworthy and helpful. Following the guidance in these materials can make all the difference in the world to a home owner in distress.

The Houselogic page, brought to you by NAR, is a wonderful resource full of information. Here you can learn what to do when you can’t continue making payments on your home, how foreclosure will impact your credit score, how you can help others and who can help you.

If you are a home owner in the Greater Westfield and Springfield area of Western Massachusetts, I am here to help. I am ready to put my over two decades of real estate experience with specialties in helping foreclosure and short sale home owners to work for you. Help is only a call away: Lesley Lambert of Park Square Realty in Westfield, MA 01085 413-575-3611.

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