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Aug 03 2022

10 Pro Tips for a Smooth Home Move in Western Massachusetts

10 Pro Tips for a Smooth Home Move in Western Massachusetts

The process of buying a new home can be both exhilarating and exhausting. But the journey doesn’t stop when you close on your property. On the contrary, you still have quite a bit to do before you can begin the process of settling into your new place.

Fortunately, you don’t have to do everything in a day. You don’t have to do it all alone, either. When you work with me to sell or purchase a home, you’ll have an ally by your side long after your transaction has closed. I’ll continue to be a resource, offering advice and referrals whenever you need them on packing, hiring movers and contractors, and acclimating to your new home and neighborhood.

When it comes to a life event as stressful as moving, it pays to have a professional by your side. Here are some of our favorite pro tips to share with clients as they prepare for an upcoming move.

1. Watch out for moving scams.

Maybe you receive a flyer for a moving company in the mail. Perhaps you find a mover online. Either way, never assume that you’re getting accurate information. According to the Better Business Bureau, moving-related fraud is on the rise. In 2021 alone, individuals and families reported more than $730,000 lost to moving scams, an increase of 216% over the previous year.1

How can you tell if a moving deal is too good to be true? Trust your instincts. If the price appears too low or you can’t pin down the mover’s physical business address, try someone else. The same goes for any moving company representative who dodges questions. Reputable movers should offer transparent pricing, conduct in-home estimates, and provide referrals and copies of their insurance documents upon request.2 For help finding trustworthy movers, reach out. I’d be happy to share our recommendations.  

2. Insure your belongings.

Your moving company promises to take care of your custom piano or your antique furniture. But don’t just take their word for it. Ask to see how much insurance they carry and talk about how the claims process works. That way, you’ll know what is (and isn’t) covered in case of loss or damage.

Of course, some items are priceless because they’re irreplaceable. You might want to move your more sensitive valuables (jewelry, documents, family heirlooms, etc.) in your own vehicle just to be safe. For added peace of mind, call your rental or home insurance provider if you’re moving anything yourself. You might already be protected or be able to purchase extra insurance to cover your move. If those options are unavailable, you could opt for moving insurance from a third-party carrier.3 

3. Start packing when you start looking for a new home.

As soon as your house hunting begins in earnest, think about packing away things you won’t need for the next few months. These could include seasonal or holiday decor, clothing, and books. Tackling just one or two boxes a day will give you a head start.

If you’re going to put your current home on the market, you’ll want to declutter anyway. Decluttering will make your home seem larger, and depersonalizing helps buyers envision their own items in the space. Consider selling, donating, or throwing out possessions you no longer need. The things you want to keep can be placed in storage until you officially start moving to a new place.

4. Pack to make unpacking easier.

Have you ever opened a packed box only to find that it’s filled with an assortment of items that don’t belong together? This isn’t efficient and will only make unpacking harder. A better way to pack is to bundle items from a single room in a labeled box. Labels can let movers know (and remind you) where to place each box, whether it’s fragile, and which side needs to be up. Some people like to assign colors to each room in their new home to make distributing color-coded boxes a breeze.

Feel free to unleash your inner organizer with this project. For example, you could create a spreadsheet and assign each box a number. As boxes are packed, simply fill in the spreadsheet with a list of contents. Anyone with access to the spreadsheet can log in and quickly find the desired item.

5. Think outside the box when transporting clothes.

Who wants to worry about boxing up clothes? If you plan on hiring professional movers, ask if you can leave clothing in your dressers. In many cases, they will use plastic to wrap the dresser so the drawers don’t fall out during transport. If keeping your clothes in your furniture makes it too heavy, the movers might be able to wrap and move drawers by themselves.

Another easy transport trick involves turning clean garbage bags into garment bags. Poke a hole in the bottom of a garbage bag, turn the bag upside down, slide it over five to seven garments on hangers, and lay the items flat in the back seat or trunk of your vehicle. The bags will help prevent wrinkling, and your clothes will be ready to hang up when you get to your new home.

6. Document prior to disassembling appliances and furnishings.

Few things are as confusing as looking at a plastic baggie filled with nuts, bolts, and screws from your disassembled dining room table or sorting through a box of electrical wires and cords to see which ones fit your TV.

The best workaround to easier reassembly is to document the disassembly process. Take photos and videos or thorough notes as you go. Whether it’s your headboard or treadmill, be very precise. And just a tip: Construct your beds first when you get to your new home. After a long moving day, the very last thing you want is to be assembling beds into the wee hours of the morning.

7. Prioritize unpacking kids’ rooms.

Children can become very stressed by a big move. To ease their transition, consider prioritizing unpacking their rooms as their “safe zones.”4 You aren’t obligated to unpack everything, certainly. However, set up your children’s rooms to be functional. That way, your kids can hang out in a private oasis away from the chaos while you’re running around and moving everything else.

Depending upon how old your youngsters are, you might want to give them decorating leeway, too. Even if it’s just letting them choose where furniture goes, it gives them a sense of buy-in. This can help ease the blues of leaving a former home they loved.

8. Be a thoughtful pet parent.

Many types of pets can’t handle the commotion of moving day. Knowing this, be considerate and seek ways to give your pets breaks from the action. You might ask a friend to pet sit your pooch or keep your kitty in a quieter room, like a guest bathroom.

Be sure to check in on your pet frequently. Pets like to know that you’re around. Give them treats, food, and water throughout the day. When it’s time to transport your pet, do it calmly. At your new property, give your pet access to just a room or two at first. Pets typically prefer to acclimate themselves slowly to unfamiliar environments.5

9. Plan for your move like you’re planning for an exciting vacation.

When you plan vacations, you probably look up local restaurants, shops, and recreational areas. Who says you can’t do the same thing when moving? Create a list of all the places you want to go and things you want to do around your newly purchased home. Having a to-explore list keeps everyone’s spirits high and gives you starting points to settle into the neighborhood.

And don’t feel that you have to cook that first night. Once the moving trucks are gone, you can always pop over to a local eatery or order DoorDash for major convenience. The first meal in your new home should be a happy, welcoming treat. And if you’re relocating to our neck of the woods, I would love to introduce you to all the hot spots in town and recommend my local favorites.

10. Pack an “Open Me First!” box.

You won’t be able to unpack all your boxes in one day, but you shouldn’t go without your sheets, pillows, or toothbrush. Designate some boxes with “Open Me First!” labels. (Pro tip: Keep a tool kit front and center for all that reassembling.)

Along these lines, use luggage and duffel bags to transport everyone’s personal must-have items and enough clothing for a couple of days. That way, you won’t have to rummage through everything in the middle of your move looking for sneakers or snacks.

When packing your “Open Me First!” boxes, think about which items you’ll need in those first 24 hours. For example, toilet paper and hand soap are musts. A box cutter will make unpacking a lot easier, and paper towels and trash bags are sure to come in handy. Reach out for a complete, printable list of “Open Me First!” box essentials to keep on hand for your next move!

LET’S GET MOVING

Getting the phone call from your real estate agent that your bid was accepted is a thrilling moment. Make sure you keep the positivity flowing during the following weeks by mapping out a streamlined, efficient move. Feel free to get in touch with me today to help make your big move your best move.

Lesley Lambert, Western MA REALTOR with Park Square Realty

413-575-3611

Sources:

  1. Better Business Bureau – https://www.bbb.org/article/scams/24198-bbb-scam-alert-avoid-moving-scams-this-national-moving-mont
  2. Move.org –
    https://www.move.org/how-to-tell-moving-company-scam/
  3. Forbes –
    https://www.forbes.com/advisor/homeowners-insurance/moving-insurance/ 
  4. New York Times –
    https://www.nytimes.com/2020/07/13/parenting/moving-tips-kids.html
  5. ASPCA –
    https://www.aspca.org/pet-care/general-pet-care/moving-your-pet

Written by Lesley Lambert · Categorized: Home Buying, Selling Your Home · Tagged: buying a home, moving, packing, selling a home, Towns of Western Massachusetts, western ma, western mass

May 18 2022

5 Ways to Write a Winning Offer in Today’s Real Estate Market in Western Massachusetts

5 Ways to Write a Winning Offer in Today’s Real Estate Market in Western Massachusetts

Our nation is in the midst of a serious housing crunch. Last year, a lack of inventory and soaring prices left many would-be homebuyers feeling pinched. But now, with interest rates climbing, many of them are also feeling desperate to lock in a mortgage—which has only added fuel to the fire.1

Fortunately, if you’re a buyer struggling to find a home in Western Massachusetts, I have some good news. While it’s true that higher mortgage rates can decrease your purchasing budget, there are additional ways to compete in a hot market.

Yes, a high offer price gets attention. But most sellers consider a variety of factors when evaluating an offer. With that in mind, here are five tactics you can utilize to sweeten your proposal and outshine your competition.

I can help you weigh the risks and benefits of each tactic and craft a compelling offer designed to get you your dream home—without giving away the farm.

1. Demonstrate Solid Financing

The reality is, no one gets paid if a home sale falls through. That’s why sellers (and their listing agents) favor offers with a high probability of closing.

Sellers particularly love all-cash offers because there’s no chance of financing issues cropping up at the last moment. But don’t despair if you can’t pay cash for your home. According to the National Association of Realtors, only about 1 in 4 home purchases are all-cash deals, which means the vast majority are financed with a mortgage.2

If sellers are assured that financing will come through, buying with a mortgage doesn’t have to be a big disadvantage. The most important step you can take as a buyer is to get preapproved before you start looking for homes. A preapproval letter shows sellers that you are serious about buying and that you will be able to make good on your offer.

It’s also important to consider the reputation of your lender. While sellers may not know or care about a lender’s reputation, their agents often do. Some lenders are much easier to work with than others, especially if you are pursuing certain types of mortgages like FHA or VA loans.3 If so, you’ll want a lender who specializes in these types of mortgages. If you’re unsure who to choose, I am happy to refer you to reputable lenders known for their ease of doing business.

2. Put Down a Sizeable Deposit

Buyers can show sellers that they’re serious about their offer and have “skin in the game” by putting down a large earnest money deposit.

Earnest money is a deposit held in escrow by a title company or the seller’s broker or lawyer.  If the purchase goes through, it is applied to the down payment and closing costs—if the sale falls through, the buyer may lose some or all of that deposit.

While an earnest money deposit is typically around 1-2% of the sale price, offering a higher deposit can help demonstrate to the buyer that you are serious about the property.4 However, this strategy can also be risky. I can help you determine an appropriate deposit to offer based on your specific circumstances.

3. Ask for Few (or No) Contingencies

Most real estate offers include contingencies, which are clauses that allow one or both parties to back out of the agreement if certain conditions are not met. These contingencies appear in the purchase agreement and must be accepted by both the buyer and seller to be legally binding.5

Common contingencies include:

  • Financing: A financing contingency gives the buyer a window of time in which to secure a mortgage. If they are unable to do so, they can withdraw from the purchase and the seller can move on to other buyers.
  • Inspection: An inspection contingency gives the buyer the opportunity to have the home professionally inspected for issues with the structure, wiring, plumbing, etc. Typically, the seller may choose whether or not to remediate those issues; if they do not, the buyer may withdraw from the contract.
  • Appraisal: Most lenders will not offer a mortgage on a home that costs more than it’s worth. An appraisal contingency gives the buyer an opportunity to get the home professionally assessed to ensure that its value is at or above the sales price. If an appraisal comes in low, the seller may be asked to renegotiate the contract.
  • Sale of a prior home: Some buyers cannot afford to purchase a new home until they sell their previous one. If the buyer is unable to sell their current home within a specified window of time, this contingency enables them to withdraw from the contract without penalty.

Since contingencies reduce the likelihood that a sale will go through, they generally make an offer less desirable to the seller. The more contingencies that are included, the weaker the offer becomes. Therefore, buyers in a competitive market often volunteer to waive certain contingencies.

However, it’s very important to make this decision carefully and recognize the risks of doing so. For example, a buyer who chooses to waive a home inspection contingency may find out too late that the home requires extensive renovations, and a buyer who waives the appraisal may risk their mortgage falling through. If you back out of a home purchase without the protection of a contingency, you could lose your earnest money deposit.6 I can help you assess the risks and benefits involved.

4. Offer a Flexible Closing Date and/or Leaseback Option

When it comes to selling a house, money isn’t everything. People sell their homes for a wide variety of reasons, and flexible terms that work with their personal situations can sometimes make all the difference. For example, if a seller is in the process of planning a significant move, they may prefer a longer closing timeline that gives them time to find housing in their new location.

Similarly, short-term leaseback options, in which the sale is completed but the seller retains the right to rent the home for a specified period of time, can be compelling.7 These arrangements enable the seller to use the money from the sale of their home to purchase their next house. A leaseback agreement also makes it possible for them to avoid moving twice when their next home is not yet ready to occupy.

Flexible closing dates and leaseback options can provide a powerful advantage for first-time homebuyers. If you have a month-to-month or easily transferable lease, for example, you may be able to offer a more flexible timeline than a buyer who is simultaneously selling their existing home.

Of course, the value of these terms depends on the seller’s situation. I can reach out to the listing agent to find out the seller’s preferred terms, and then collaborate with you to write a compelling offer that works for both parties.

5. Work With a Skilled Buyer’s Agent

In this ultra-competitive real estate market, one of the greatest advantages you can give yourself is to work with a skilled and trustworthy real estate professional. I will make sure you fully understand the process and help you submit an appealing offer without taking on too much risk.

Plus, I know how to write offers that are designed to win over both the seller and their listing agent. The truth is, listing agents play a huge role in helping sellers evaluate offers, and they want to work with skilled buyer’s agents who are professional, communicative, and courteous.

Once your offer is accepted, we’ll also handle any further negotiations and coordinate all the paperwork and other details involved in your home purchase. The best part is, you’ll have a knowledgeable, licensed advocate on your side who is watching out for your best interests every step of the way.

Helping You Get to the Right Offer

In many cases, a competitive offer doesn’t need to be all-cash, contingency-free, or significantly above asking price. But if you’re serious about buying a home in today’s market in Western Massachusetts, it’s important to consider what you can do to sweeten the deal.

If you’re a buyer, I can help you compete in today’s market without getting steamrolled. And if you’re a seller, I can help you evaluate offers by taking all the relevant factors into account. Contact me  today to schedule a free consultation.

Sources:

  1. National Association of Realtors –
    https://www.nar.realtor/newsroom/pending-home-sales-dwindle-4-1-in-february
  2. National Association of Realtors –
    https://www.nar.realtor/newsroom/existing-home-sales-fade-7-2-in-february
  3. Forbes –
    https://www.forbes.com/advisor/mortgages/housing-crisis-tips/
  4. Realtor.com –
    https://www.realtor.com/advice/finance/earnest-money-deposit-mistakes-buyers-make/
  5. Bankrate –
    https://www.bankrate.com/real-estate/contingency-clause/
  6. Home Buying Institute –
    http://www.homebuyinginstitute.com/mortgage/risks-of-waiving-a-contingency/
  7. Realtor.com –
    https://www.realtor.com/advice/sell/what-is-a-rent-back-agreement

Written by Lesley Lambert · Categorized: Home Buying · Tagged: buying a home, lesley lambert, massachusetts, offering on a home, park square realty, real estate, realtor, southwick, western ma, western mass, Westfield

Apr 27 2021

The Real Estate Ladies of Western MA: Unexpected expenses after you purchase a home

In this episode Lesley and Aimee share some advice about potential home owner expenses that come up after you buy a home.  If you are looking to purchase a home in Western Massachusetts you can reach Aimee and Lesley at: therealestateladiesofma@gmail.com 

You can reach Lesley Lambert, Western MA REALTOR with Park Square Realty at 413-575-3611

Written by Lesley Lambert · Categorized: Podcast: The Real Estate Ladies of Western MA, Uncategorized · Tagged: buying a home, lesley lambert, park square realty, real estate, realtor, southwick, the real estate ladies, Towns of Western Massachusetts, western ma, western mass, Westfield

Oct 15 2012

Top “Women To Watch” In Western Massachusetts

Last Thursday I attended the awards ceremony for the Top  “Women to Watch in Western Mass” held by Western Mass Women Magazine.

I was the recipient of their Woman to Watch in Real Estate award and was honored not only to be named, but to be able to spend the evening surrounded by 24 other outstanding women from the area.  Each woman honored was not only beautiful, but accomplished and passionate about their career.  My only regret about the award and the evening was that I didn’t get to spend more time with these powerful women!

In case you missed the magazine’s cover story, here is the online edition of Western Mass Women Magazine. 

As I stood in line to be announced and presented with my award, I listened to the bios for the women before me and I started to wonder, “how did I get on this list?”.  These women are truly phenomenal and I want to give each one a personal shout out:

Anaja Paier of Westfield Bank is the Top Woman in Banking.  She is the branch manager of Westfield Bank in Southwick.

Jennifer Nolasco is the Top Woman in Culinary Arts.  She runs both Louie B’s and Nora’s in Southwick (two of my favorite spots!).

Kelly Galanis is Top Woman in Education.  In addition to being a Higher Education professional at Westfield State University, Kelly is also The Red-Headed Diva and a past client of mine.  I also discovered that Kelly is the one that intitially nominated me for my award, so she is so special to me!

Christine Burns is Top Woman in Creative Arts.  After touring the world for thirteen years with children’s theater, she is now bringing smiles to the faces of children in Western MA with Clowntique.

Dr. Janice Yanni is Top Woman in Dentistry.  Dr. Yanni is the owner of Yanni Orthodontics in West Springfield, MA and Tolland, Ct.

Jill Monson is Top Woman in Event Planning.  Jill is the owner of Inspired Marketing in Springfield.

Vikki Lenhart is Top Woman in Financial Planning.  Vikki is a Certified Financial Planner with Hart & Patterson Financial Services.

Regina Jasak is Top Woman in Insurance.  Regina owns Regina Jasak Independent Insurance in Ludlow.

Shannon Phelps is Top Woman in Nursing.  Shannon is a nurse in ICU at Mercy Medical Center.

Alison Biggs is Top Woman in Graphic/Web Design.  Alison operates an independent graphic design company that enjoys working one on one.

Michelle Provencher is Top Woman in New Home Business.  Michelle makes all sorts of custom made bags, totes, wristlets and other items under her The Love, Mich Collection.

Ashley Brodeur is Top Woman New Entrepreneur.  Ashley is a certified trainer and the owner of Active Lifestyle Fitness.

Susan Mielnikowski is Top Woman in Law.  Susan is a partner at Cooley Shrair, PC in their estate planning division.

Dr. Claudio Matorell is Top Woman in Medicine.  Dr. Matorell is the Director and Principal Investigator at The Research Institute in Springfield.

Suzanne Boniface is Top Woman in Public Relations.  Suzanne is a marketing and communications consultant operating SMBPR.

Dina Mcmahon is Top Woman in Radio.  Dina is part of the Kellogg Krew on 94.7 WMAS FM weekday mornings.  She is also a lot of fun to have dinner with (we shared a table at the awards dinner).

Ashley Kohl is Top Woman in Television.  Ashley is associate producer and co-host of “Mass Appeal” on Channel 22 each weekday at 11am.  She is also a dance instructor and I really enjoyed chatting about our mutual love for dance.

Amy Perrault is Top Woman in Publishing (Blogging).  Amy writes  “No, You Can’t Buy Me a Drink: Life of Josie M” which I find to be a really great site!

Karin O’Keefe is Top Woman in Travel.  Karin operates Fun ‘n Sun Travel and Cruise in Longmeadow.

Amanda Moyer is Top Woman in Advertising.  Amanda is the Director of Account Services for Market Mentors.

Maria Santaniello is Top Woman in Beauty.  Maria owns Salon 322 in Feeding Hills. 

Kate Kane is Professional Woman of the Year.  Kate is the Managing Director of the Springfield office for Northwestern Mutual. 

Jacqueline Williams-Hines is Volunteer Woman of the Year.  Jacqueline is the Founder, President and Executive Director of No Small Victories which promotes autism awareness.

If you read this far, then I am sure you can see what an amazing group of women this is.  I am so blessed and appreciative to Dee Fererro and the publishing staff at Western Mass Women Magazine.  I hope that you will click on the links that I provided to learn more about these impressive business women and even better, give them the gift of your business!

Written by Lesley Lambert · Categorized: Lesley's Life · Tagged: western mass, women to watch

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