Western Mass Homes Lesley Lambert

Lesley Lambert

How Much Difference Will 1% Make in My Mortgage Payment?

It is no news to you that mortgage interest rates are terrific right now.  I have heard a lot of speculation from potential buyers that maybe they should wait because they might get lower.  The opinion of many professionals is quite the opposite, however. 

These low rates are historic and not bound to last for too long.  The most likely change is that the rates will increase, not decrease, especially if the market improves. 

With the convergence of terrific rates, low home prices and the first time homebuyer tax credit: now may be the best time in history to buy a home! 

This flyer can explain how a 1% uptick in the mortgage rates will affect your purchasing power:


What is the Big Deal With Interest Rates? – Free Legal Forms If you are ready to make a move in the Westfield or Western MA area then I would love to help you! Call 413-575-3611 or email: therealestatenatural@yahoo.com!

Spring Fling in Western MA!

SPRING FLING BROKER’S OPEN HOUSE TOUR!

April 16, 2009

11am-1pm

Three homes: Three Course Lunch: One Great Prize!

Appetizers with Kim Landry at:
2 Deer Run, Holyoke, MA
10 rm, 4br, 5ba Cape on 2+acres
$589,900

Lunch with Erin Morris at:
35 Fairview Drive, Westfield, MA
9rm, 4br, 2ba Victorian
$264,900

Dessert with Lesley Lambert at:
1046 Granville Rd, Westfield, MA
Historic 4br Colonial on 2acres.
$243,000

Visit all three homes, fill out questionnaire & be eligible for a $75 gas card!

PARK SQUARE REALTY

413-575-3611

Baby Chicks Hatched at Pre-School!

My 4 year old daughter goes to pre-school at the Westfield, MA YMCA.  Her teacher Miss Sarah and one of the moms from the class teamed up to hatch chicken eggs in an incubator in the classroom.

Some time had gone by and there was concern that none of the eggs would hatch.  Yesterday we arrived at school to find several had, in fact, hatched.  Today we arrived to no less than 25 baby chicks!

Take a peek at this adorable video for a quick Spring smile and Happy Easter and Passover!

 

First Time Buyer TAX CREDIT Explained

Are you a first time homebuyer who is confused about the tax credit changes?  Perhaps you are considering becoming a first time homebuyer and you want to understand how the first time home buyer tax credit will help you? Let me help to explain it to you…

There are a few key items that I think are important:

#1- The tax credit is increased by $500 since 2008 and does not require repayment as the old credit does.

#2- Any first time home buyer is eligible. A person is considered a first time buyer if he/she has not had any ownership interest in a home in the three years previous to the day of the 2009 purchase.

#3-The full $8,000 is applied to any home purchase over $80,000.  Purchases under that will recieve 10% of the purchase price.

#4- Income restrictions are $75,000 for an individual and $150,000 for a married couple filing jointly.

Watch the video below for some other information on what the first time home buyer tax credit can do for you!

If you are a first time home buyer in Westfield, MA or Western MA and are looking for an agent that can educate and guide you through this important step, look no further!  I love working with first time home buyers.  Be sure to view my other first time homebuyer videos:

Western MA First Time Home Buyers Start Here!

You Found The Right Home, Now What?

Western MA First Time Home Buyers Tutorial: Inspections

Western MA First Time Home Buyers Tutorial: Inspections the Seller Does

 

Lesley Lambert, The Real Estate Natural at Park Square Realty, Westfield, MA

413-575-3611